Nikhil Kumar has created APIs for Unified Payments Interface (UPI) and led the team that built BHIM. His platform, Setu, helps connect companies to financial services providers
Nikhil Kumar | 29
Co-founder, Setu
The experience of technology experts working with the government has invariably been tense. But for Nikhil Kumar, an engineer working in the technology space, who has developed application programme interfaces (APIs) for India’s ambitious Unified Payments Interface (UPI), it has been an enriching experience. “[Working with the government] is not so difficult,” he says. “Your credibility depends on your delivery [of performance].”
(This story appears in the 14 February, 2020 issue of Forbes India. To visit our Archives, click here.)